---
title: "1524 Parkland Oak Dr, Houston, TX 77084: DSCR and rental numbers | DSCR Labs"
description: "Houston rental numbers: rent about $2,540 a month, DSCR 1.29 at 25% down, taxes 2.31% a year. A free Greater Houston DSCR Snapshot, updated Oct 26, 2026."
url: https://dscrlabs.com/calculator/tx/houston/1524-parkland-oak-dr-77084/2m5tni5m
---

# 1524 Parkland Oak Dr, Houston, TX 77084

For sale at $319,989. 3 bedrooms, 2.5 bathrooms, 1,939 sq ft, built 2021. Updated Oct 26, 2026.

## Summary

At the starting numbers, this home is a possible fit for a DSCR loan, with trade-offs. The return on your cash is low, and getting this price would be hard. You would have $135 a month left over after vacancy and reserves.

At your price, the rent already covers the payment 1.2 times. Rents in Greater Houston have been flat, so the numbers assume 8% vacancy and no rent growth. Before you make an offer, get a real landlord insurance quote and a lender term sheet to firm up these estimates.

## The numbers at the default assumptions

With 25% down and the estimated rate. Try your own numbers on the page.

| | |
| --- | ---: |
| Price | $160,000 (half the asking price or value) |
| Down payment | 25% ($40,000) |
| Renovation budget | $10,000 (paid in cash) |
| Interest rate (estimate) | 7.24% |
| Monthly payment (PITIA) | $1,969 |
| Principal and interest | $818 |
| Property taxes | $622 |
| Insurance | $278 |
| HOA dues | $250 |
| Rent (estimate) | $2,540 (likely $2,300 to $2,780, from 15 rentals) |
| DSCR | 1.29 (the rent covers the payment 1.29 times) |
| Monthly cash flow | $135 |
| Cash to close | $54,800 |
| Cash-on-cash return | 2.95% |

## Taxes

Combined tax rate 2.31% a year (2026 rates). It uses no homestead exemption, because that ends when a home sells.

## Flood and insurance

FEMA flood zone X. Insurance estimate: $2,506 to $4,176 a year.

## Before you rely on these numbers

- The listing sites we checked describe this home a little differently. We used the one that matches the local listing service. The tax details show which figures came from where.
- Every number here is an estimate. Before you make an offer, get a lender’s quote, an insurance quote, and a recent lease nearby to check the rent.
- Property taxes reset after a purchase. The seller’s exemptions and caps don’t transfer, and the taxable value moves toward your price.
- Get a real landlord insurance quote. Prices vary a lot by ZIP code, roof age and flood zone.
- Check the rent against a recent lease nearby. Lenders use the lower of your signed lease and the appraiser’s rent estimate.
- Texas doesn’t make sale prices public, so every home value estimate here is rough. Ask an agent for recent sales nearby before you make an offer.

## Sources

U.S. Census Bureau, county tax records, FEMA’s flood map, the Texas Department of Insurance and RentCast. See how we make these reports: https://dscrlabs.com/calculator/methodology.md

Try your own price, down payment and rent on the report page: https://dscrlabs.com/calculator/tx/houston/1524-parkland-oak-dr-77084/2m5tni5m

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[Greater Houston DSCR Calculator](https://dscrlabs.com/) by [DSCR Labs](https://dscrlabs.com/). This is an estimate, not a loan approval.